Coadjute | Assured Compliance

The reality for property professionals

AML requirements have materially increased, particularly following HMRC’s clarification and enforcement of the 34 mandatory risk indicators from 9 September 2025.

This has brought greater accountability for risk assessment and documentation, higher expectations around Source of Funds and Source of Wealth, increased scrutiny of processes as well as outcomes, and a clear distinction between full AML and basic ID checks.

In practice, many in-house processes and ID apps no longer meet the required standard.

End-to-end compliance

What is Assured Compliance?

Assured Compliance is a fully outsourced AML and KYC service

Estate agents order the check through the platform
Coadjute works directly with buyers and sellers
All AML, ID and Source of Funds checks are completed end-to-end
Most checks are completed within 24 hours, without tying up branch staff or creating delays at instruction
For conveyancers, this means receiving cleaner, earlier and better-evidenced AML.

Complete Source of Funds and Source of Wealth

Fully assessed, evidenced and documented, not just collected.

All 34 mandatory risk indicators covered

Every check assesses and documents the full HMRC requirements and EDD automatically triggered where needed.

AML that can be safely shared downstream

AML checks can be securely shared with conveyancers and lenders. 86% of checks meet Safe Harbour standards and all are aligned with Legal Sector Affinity Group standards

A single, connected workflow

Terms of Business, AML and Material Information delivered through one structured process.

Fully outsourced delivery

Coadjute works directly with buyers and sellers, removing the burden from branch teams.

Comprehensive, regulator-ready reporting

Clear, structured AML reports showing risks, evidence and actions taken.

Immutable audit trail

Every action logged, time-stamped and attributable, ready for audit or inspection.

Governance beyond transactions

Support for BWRAs, PCPs, training and record-keeping - not just point-in-time checks.

UK-based compliance specialists

Experienced teams handling standard and complex cases, including trusts, companies and overseas clients.

Live compliance dashboard

Real-time visibility of check status, exceptions and progress for agents and compliance teams.

Secure messaging

All parties communicate securely in one place, with a full record retained.

more than just AML checks

Coadjute provides a complete AML framework

Assured Compliance goes beyond individual transactions.

We also support:

Business-Wide Risk Assessments (BWRAs)
Policies, Controls and Procedures (PCPs)
Training and governance support
Record-keeping and audit readiness

This ensures compliance is defensible across the entire business.

With Coadjute I really never had to worry. We saved so much time from not having to chase, or trawl through emails, all the information we ever needed was just there. We will definitely continue using Coadjute and I would recommend encouraging others to use it too 100%.

Paul Stripp - Paul Stripp Estate Agents

At first we were sceptical about how our clients would to a digital solution and charges. We were happily surprised that both buyers and sellers (and ourselves) found it easy and quick to use. All our clients pass through the process without delay or questioning the value.

Christie Jones, Sales Negotiator, Hunters - Sutton Coldfield

Since we switched to Coadjute the whole AML process has improved beyond our expectations. Can’t speak highly enough of the team and the efficiency within the company.

Mark Pesci - Fine and Country

Fully managed AML for property transactions