Meet Coadjute, your
new compliance team
We are the UK's only fully managed AML compliance specialist service
We take care of AML, compliance and onboarding, removing the burden of complex checks, paperwork and regulatory requirements so agents can focus on their clients and selling homes.
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Compliance as a Service
We help property professionals manage
regulatory and operational risk by
delivering efficient, streamlined services
they can use confidently with buyers,
sellers and landlords.
Our services are supported by a friendly, expert, UK-based team ensuring human support is available when needed for professionals or consumers alike -
Risk Management Framework
Risk management sits at the core of what
we do.
Coadjute’s approach is aligned
with ISO 31000 risk management
principles, providing a structured,
defensible framework for identifying,
assessing and managing risk across
property transactions. -
Technology
Our technology is some of the most
advanced ever developed for the property
market and is designed to make complex, regulated processes simple.
Our platform combines structured workflows, advanced AI-native technology and clear governance to reduce risk, remove friction and help transactions progress smoothly.
Why Coadjute?
Hear from someone who knows the property market better than most.
Phil Spencer explains why he’s proud to be a Coadjute ambassador, and why modern AML compliance and risk management matters more than ever.
Meet our founders
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John Reynolds has over three decades experience managing risk in complex, highly regulated government and private sector programmes. He has held leadership roles with technology firms Dell, Fujitsu and Lockheed Martin, and in the Ministry of Justice and Defra.
John has led a number of ground-breaking projects including for HM Land Registry and the Bank of England. He is author of the best-selling book 'Digital Bricks and Mortar', on the future of the property sector, and a member of the International Compliance Association (ICA). -
In over 35 years in the financial services industry, Dan has held senior executive positions leading innovation and growth in a range of regulated businesses in the UK and internationally, including NatWest, Barclaycard, Capital One and PayPoint.
Dan is passionate about innovation in complex, highly regulated industries. He was at the forefront of the introduction of both contactless cards and mobile payments in the UK, was CEO of the world's largest parking app, PaybyPhone, and has served on the Global Product Innovation Advisory Board at Roche. -
Sanj Bulsara is one of the UK's leading product professionals, with more than 20 years’ experience in technology and enterprise innovation. He has built a reputation for developing engaging, practical solutions to complex industry challenges and brings a combination of deep technical knowledge and commercial insights.
Before co-founding Coadjute, he worked on large-scale programmes in both private and public sector, and played a key role in HM Land Registry’s groundbreaking “Digital Street” initiative.
Backed by industry leaders
Coadjute is backed by four household names - Lloyds Banking Group, Nationwide, NatWest and Rightmove - and has been endorsed by the UK Government, reflecting the quality of our technology and our key role in modernising the UK property market.
Backed by
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Read our story below
2018
Coadjute is founded
HM Land Registry invites bids for a project to imagine what the future of the property market could look like. The founders of Coadjute come together to pitch their vision of a collaborative network based on blockchain technology. They win, and their "Digital Street" concept causes quite a stir.
2019
The pilot
The ideas developed in the prototype seem too good to leave there, so the team raise a small Seed round and pull together a coalition of companies to test a working pilot. Fifteen NatWest mortgage customers became the first people to explore what it would be like moving home if buyer, seller, estate agent, conveyancer, broker and bank were all on the same app. They love it.
2020
First steps
With the ideas so well received, the team raises £3m of international venture funding and starts work on the foundation of Coadjute: the digital data backbone. They involve property professionals and technology partners to develop their ideas, and to get the word out, they take over as the headline sponsors of the ESTAS Forum and Awards.
2021
The platform goes live
After 18 months of technical development Coadjute goes live in July 2021, and a 3-bed in Kent becomes the first property on the platform. They land £6m of venture funding to develop products and go to market. The team decide to "open source" the data standards they’d developed for the industry.
2022
Coadjute continues to grow
A range of partners connect to the platform and the team starts to grow. Coadjute was ranked as one of the most innovative companies in property and featured in The Financial Times. They sponsor a new “Working Together Better” award at The ESTAS, promoting collaboration between estate agents and conveyancers, and move into permanent offices in central London.
2023
Ground-breaking projects
The team are invited by the Bank of England to demonstrate how funds and titles could be moved in future. The work receives international acclaim, and demonstrates the breadth of what Coadjute can do. They launch digital identity sharing and a new design that is much easier to use, and investors provide a further £4m to fund developments.
2024
An industry coalition
With the market-changing potential for our platform clear, investors including Lloyds Banking Group, Nationwide, NatWest and Rightmove come together to back the team to the tune of £10m. The largest franchise group of estate agents in the UK, The Property Franchise Group, announce they will be rolling out with Coadjute. The team launch Assured Compliance, their first fully managed service.
2025
Nationwide growth
Coadjute is now growing nationally. They are twice featured in The Times, who quote their potential to transform the home-buying process as being "immense". The government even says in its major Home Buying and Selling consultation "we will build on innovation... such as Coadjute’s digital platform".
New estate agents are joining every day, and the largest estate agent in Scotland, Rettie, comes on board too. In an industry first, the team announce their proprietary 'Assured Compliance' framework.
2026
An exciting year
A year of rapid growth, as more and more property professionals across the country move to Coadjute. The company is recognised in the Sifted 250, ranking it as Europe's 111th fastest-growing company.
The year also saw two very special additions: respected property expert and TV broadcaster Phil Spencer joins as brand ambassador, while Clara, an AI digital assistant, is introduced to support buyers, sellers and estate agents alike.
Throughout 2026, the company continues to invest in developing its fully managed AML compliance service designed specifically for estate agents.
Trusted by reputable agents across the UK
Coadjute is used by serious property professionals and backed by major UK financial institutions. When compliance is reviewed, the platform speaks for itself.
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At first we were sceptical about how our clients would to a digital solution and charges. We were happily surprised that both buyers and sellers (and ourselves) found it easy and quick to use. All our clients pass through the process without delay or questioning the value.
Christie Jones - Hunters -
With Coadjute I really never had to worry. We saved so much time from not having to chase, or trawl through emails, all the information we ever needed was just there. We will definitely continue using Coadjute and I would recommend encouraging others to use it too 100%.
Paul Stripp - Paul Stripp Estate Agents -
We are so pleased to have changed all of our AML over to Coadjute. Not only has it saved us time, it also saves us money, which is brilliant! We work with Adam and he is always on the other end of the phone if we need him. Great company and great team.
Josie Fletcher - Foundation Estate Agents
Some of our clients