Giftor checks

One purchase. Many possible financial sources

Buyers fund purchases in many ways, and every source needs checking from property sales and savings to inheritance or gifts from family.

Our AML specialists get in touch with everyone required, ask the questions, handle the evidence and do the chasing, so your team can keep the sale moving. 

A couple reviewing their purchase together on a laptop, with identity, PEP and sanctions, source of funds and giftor checks done, and Coadjute’s assistant asking for the giftor’s contact details.
follow the money

Money launderers will always have the money. Gifts make it harder to trace

Having the funds to buy a property doesn't mean they're legitimate. Gifted deposits, multiple contributors and gifts funded by other gifts can make the source harder to establish.

Our AML specialists follow the money back to source, check everyone involved and review the evidence, so your negotiators don't have to.

A buyer’s case paused while their giftor’s own checks get under way, both linked to the same property.

Complex funding. Every source checked. Every contribution accounted for

Whether your buyer has one source of funds or several, our specialists bring the evidence together, assess the risks and give you a clear picture of how the purchase is funded. 

  • Gifted deposits

    We check who is gifting the money, where it comes from and whether further checks are needed.

    Gifts checked, without the chasing.

  • Gifts funded by other gifts

    When a gift comes from another person, we follow the funding trail and link the evidence together.

    Complex family funding, made clearer.

  • Multiple funding sources

    Savings, inheritance, investments and gifts? We review each contribution and build the full funding picture.

    Every source reviewed and accounted for.

  • Shared funding updates

    Buyers and giftors complete their checks through linked journeys, with progress visible to your team.

    Fewer updates to chase.

     

  • Know who you're dealing with

    We verify giftors and assess the people involved in funding the purchase.

    Confidence in who's providing the money.

  • Company-funded purchases

    Where funds come from a business, we investigate the ownership, control and evidence behind the money.

    Unusual funding arrangements, expertly reviewed.

  • Linked checks

    Linked checks and evidence

    Every relevant check, document and decision is brought together in one case record.

    Nothing lost between different people or payments.

  • Source of Wealth assessments

    For higher-risk cases, our specialists examine how the funds were accumulated, not just where they're held.

    The expertise to handle more complex cases.

freeing up your time

We follow the money so you can move the sale forward

Complex funding doesn't need to become another job for your teams. Our specialists handle the questions, collect the evidence and review the risks, so you can focus on progressing the transaction.

  • Less chasing: We follow up directly with buyers and giftors
  • Fewer surprises: Identify funding issues earlier in the transaction
  • Reduced risk of fall-throughs: Qualify buyers and their funding before problems threaten the sale
  • Clearer handovers: Give your sales progressors a complete picture of the checks and outcomes.


A Coadjute case file and its Assured Compliance AML report showing a low-risk “Proceed” recommendation, with checks covering identity, source of wealth, PEPs and sanctions, ownership, source of funds, source of gifted funds, CDD and EDD, and risk assessment.

Complex funding? Let Coadjute follow the money, so your team can focus on selling

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