Coadjute | 16–50 branches

With Coadjute, every branch follows the same AML processes, managed by our compliance specialists. Your head office has clear visibility across the entire group, with consistent checks, decisions and evidence ready whenever you need them.

Backed by

Senior management

A named compliance officer

A board-level or senior manager responsible for your firm’s compliance, alongside your MLRO, who handles suspicious activity.

Framework

One framework, approved and applied

A firm-wide risk assessment, with policies, controls and procedures approved by senior management and followed in every branch.

People

Staff screening and training

Relevant employees screened, trained when they start and regularly thereafter (most firms do it at least annually), with records you can produce.

Assurance

An independent audit

Someone independent tests whether your policies and controls are adequate and working, and you act on what they find.

Monitoring

Evidence the controls work

Not just written controls: proof of how they operate, branch by branch, and what happens when they don’t.

Records

Five years, on demand

Every check, decision and piece of evidence kept for five years after the relationship ends, and retrievable quickly.

where groups come unstuck

Keeping every branch working to the same standard

Different ways of working across branches, busy teams and limited visibility can leave your head office exposed to unnecessary risk.

Inconsistent checks: Different branches following different processes and collecting different evidence
Limited visibility: Head office struggling to keep track of checks, risks, outstanding actions and staff training
Pressure on busy teams: High workloads and staff changes leading to shortcuts, missed steps and compliance gaps

Coadjute’s sales dashboard with deals sorted into compliance stages, from “Getting started” to “Report complete”. An enlarged card shows a buyer at 28 London Road, £475,000, with information requested and ID verification at step 1 of 2. A message from an assistant reads “Good morning, Rachel. Here’s your compliance caseload status:”.

One framework, every branch

Your digital risk assessment and customisable policies, controls and procedures, approved by your senior management, owned by your MLRO and published to every colleague through the Compliance Hub.
Head office writes it once. Every branch works from it.
Every check done by specialists

Our London-based Service Delivery team carries out and reviews identity, due diligence, source of funds and enhanced checks for every branch, to the same evidence standard.
The same answer, whichever office the sale is in.
A group-wide view

See checks, outcomes and outstanding actions across your branches, with the decisions that need you brought forward. Branch comparisons in Compliance Insights are coming soon for MLROs.
Spot drift before an inspection does.
Training by role, recorded

Role-based training, assessments and certificates through the Training Hub, with a register your compliance officer can filter and export.
Annual training that’s provable, not promised.
Evidence ready for audit

Every case has its AML report, reasoning and evidence in one place, kept for five years, so your independent auditor and HMRC see the same record.
Assurance without a document hunt.
Capacity for the peaks

Our team absorbs spring volumes, staff turnover and new branches, so the standard doesn’t move when the market does.
New office? Same framework and the same checks from its first instruction.

What Coadjute does

The AML work, done by our specialists

We draft and maintain your business-wide risk assessment and your policies, controls and procedures (your senior management approves them; your MLRO owns them); identity verification, due diligence, source of funds and wealth, enhanced checks, ongoing monitoring throughout the business relationship and for at least 12 months from any check; re-screening continues for as long as the relationship lasts, training and SAR preparation.

What your group decides

The calls that are yours

Approving your compliance and risk framework, accepting PEP relationships, decisions on suspicious activity reports, and appointing your independent auditor, with the evidence ready.

Escalation

Clear decisions and accountability

Our compliance specialists handle the checks and flag anything that needs attention. More complex cases are reviewed by senior specialists, with key decisions escalated to your Nominated Officer. Your head office stays informed and in control, while your dedicated service lead handles any day-to-day issues.

already have a compliance team?

We do the work and you stay in control

We work alongside your compliance team and they keep the oversight and decision-making, without the growing administrative burden.

We handle the workload: Checks, customer chasing, enhanced due diligence and complex cases are managed by our specialists.
Your team keeps control: Your compliance officer oversees the work, reviews escalations and retains responsibility for policies and key decisions.
Complete visibility across branches: Clear reporting on checks, risks, turnaround times and exceptions across your group.
Always audit-ready: Consistent evidence, documented decisions and a clear audit trail for every case.

One head office. Every branch working as one

Consistent AML compliance across every branch