AML Uncovered with Phil Spencer
The reality of AML compliance is often obscured by jargon, myth and assumptions. In this series of bite-sized videos for estate agents, Phil Spencer uncovers what AML really involves.
AML Uncovered is the new must-see series for every estate agent dealing with compliance.
The Digital ID Illusion
Most agents use digital ID apps, but does that actually mean you’re AML compliant?
In this episode of AML Uncovered with Phil Spencer, we unpack one of the biggest misunderstandings in the industry and explain the difference between ticking boxes and meeting real HMRC expectations.
If you’ve ever wondered whether your current process truly protects your business, this is the place to start.
The Compliance Myth
AML compliance is about far more than running checks.
In this episode, we break down what regulators actually expect firms to have in place behind the scenes - from risk assessments to policies and procedures - and explain it in a way that finally makes it easy to understand.
If AML has ever felt overly complicated or full of jargon, this episode will bring real clarity.
The Source of Funds Fallacy
Collecting bank statements is one thing -understanding what they actually tell you is another.
This episode explores why Source of Funds is one of the most important (and misunderstood) parts of AML compliance, what agents should really be looking for, and how to spot risks before they become problems.
If you want to feel more confident handling higher-risk transactions, this is essential viewing.
Audit-ready always
Coadjute is fully aligned with the 34 risks required by HMRC, and records every aspect involved in identifying and mitigating AML risk, all ready for audit.
Guaranteed compliance
We cover and evidence 100+ risk indicators outlined by UK Government – including Source of Funds and Source of Wealth. Everything HMRC expects.
Enterprise-grade technology
The market leading platform, including fully integrated app, secure messaging, document handling and payments, and workspaces for each participant.
Zero admin
You send a link to your client, we handle the rest. No chasing, no paperwork.
No cost
Our fully managed service works on a disbursement model. No set up fees, no hidden costs.
Easy for Buyers & Sellers
Seamless all-in-one digital experience for your buyers and sellers, full backed by our UK-based service team.
